GYC Insights

Articles on real-life financial issues written to educate and enlighten.

Bruce Tan Bruce Tan

Commodity Protection

With the creation of commodity funds and ETFs, investors of today do not need to own the physical commodity to have access to it. There are a few important things to note when holding them in your portfolio.

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Bruce Tan Bruce Tan

How do Returns Happen?

The average return from global stocks are around 7.5% a year, but investing when markets are depressed helps bump that number up a bit more.

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Bruce Tan Bruce Tan

Your Purchasing Power

When it comes to money, even doing nothing has a cost. Over the last 53 years, the Singapore dollar has lost about 76% of its purchasing power. In contrast, investing in a global portfolio would have grown your wealth by 3,684%.

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Carl Chay Carl Chay

Simple Rules to Live By

Recent events have shown that investing in complicated investments in order to generate a higher return can have disastrous results for long-term wealth.

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Bruce Tan Bruce Tan

Should You Listen to Experts?

Expert advice can be hugely beneficial when it comes to your health or fixing your automobile. However in the world of investments, expert advice seems to be routinely wrong.

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Bruce Tan Bruce Tan

Too Much of a Good Thing Can Be Bad

Short-term price movements of stocks and bonds can be noisy and volatile, but eventually, prices tend to return to the trend of the long-term fundamental value of assets.

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Bruce Tan Bruce Tan

New Bull Market?

The S&P500 has been declared to be in a new bull market, rallying almost +24% off its October low, with Global stocks close behind (+20%). You usually see shoppers rush to take advantage of discounts but when stocks are beaten down in price, investors dump their positions. When prices rise, investors get more excited, dive back in and load up on stocks. This is really peculiar behaviour.

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Investing Carl Chay Investing Carl Chay

Can AI Invest Better Than Me?

AI in investing has actually been around for a bit, some active investors and traders have attempted to get an edge on others through AI tools that retrieve and process data. Is AI able to give investors a leg up against the competition?

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