GYC Insights

Articles on real-life financial issues written to educate and enlighten.

Getting Wealthy vs Staying Wealthy — 2 Very Different Strategies

A study found that 70% of families lose all of their wealth by the second generation, with that number increasing to 90% the third generation. There are many books or strategies written teaching you how to get rich, but how do you actually protect your riches when you get to where you want to be?

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Making Sense of Interest Rates

Many investors worry that the present market environment of rising interest rates will decrease equity valuations and therefore lead to relatively poor equity market performance over the next year or more. From a theoretical perspective, how do these rate hikes affect the market?

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Do Bonds Still Work?

With the end of easy money policies from central banks around the world and expectations of rising interest rates, you may be wondering — Should bonds play a role in my investments? In this environment, why hold bonds at all?’ In addition to the wealth of existing peer reviewed academic evidence, a recent machine learning analysis by Vanguard may help to provide some insights.

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