Roughly a third of equity funds were gone after 10 years. Are your assets invested in a strategy that can outlive you?

Among others, hot topics in 2023 include but are not limited to a looming recession, the Banking Crisis, and a new war in the Middle East. 2024 will come with its own worries and headlines, but It’s important not to let your emotions get the better of you for your financial decisions.

Getting a good investment outcome is not about getting a leg up on the competition. Superior skill or intellect (measured in IQ) does not lead to superior investment outcomes (quite the opposite in fact).

Recent market weakness has many investors worried about what it could mean for their returns, but in the long run, sell-offs and the volatility that globally diversified investors face are just small speed bumps in your goal.

The quick 20-month turnaround has many strategists changing their doomsday tune, and many new products that claim to offer capital protection while enjoying equity returns are popping up in the market.

Going to the safety of cash when uncertainty is in the air might seem like an intuitive response, but studies show that trusting your intuition may not be the best way to make decisions in investments

The fear of missing out (FOMO) is a perennial bad habit of many investors and it can be disastrous when it pushes your thinking into the short-term, with dollar signs being the only target in mind.

“Don’t panic” and “Invest when markets are down” is usually easier said than done. Going through volatile markets can feel like a really long time, but when zoomed out, it is but a mere blip in history.

News cycles can be negative, while the stock market continues to trend upwards in 2023. Market sell-offs tend to feed upon itself, culminating in a few days of intense losses — but this is always temporary. Most of the time, bad years are followed by good recovery years.

Future economic circumstances are reflected in current market prices. Investing based on today’s news can almost be a year (or more) too late.

Bucketed portfolios of money can help you settle short-term and long-term needs, but often can be a bit of a hassle. However, there is a way to gain those advantages in a fuss free manner by integrating them into a single portfolio.

The longer your investment horizon, the higher your chances of getting a positive investment return. But exactly how long are we talking about? Using one of our portfolios as an example, let’s take a look at some numbers.

At our recent client event, we were happy to have an overwhelming response to our 5-question quiz. Within these answers include important tidbits for investors and Singaporeans — How many of these would you have guessed correctly?

For the the first time in nearly 50 years, both stocks and bonds were down by double digits (2022). Over the past few years, from lockdowns to re-openings and adapting to drastic changes in our lifestyles and behaviour. Now we’re in 2023; how’re you doing?

With the vast leaps and improvement in technology, we are now able to receive frequent updates of price movements of the investments we buy. This frequent refresh can be both a blessing and a curse — especially when it triggers our behavioural biases.

Ronald Read died at age 92 with assets over US$8M. Having worked as a gas station attendant for over 20 years and later swept floors at a department store, many were shocked at his accumulated wealth. There is no other industry in the world besides investing where an inexperienced person is able to get a leg up on the best and brightest. Why is this so?

With the swings of the market this year having people go from euphoria to depression, it is likely that investors are itching to change their investments or strategies responsively, and perhaps they’ve already done so. But more action doesn’t always mean more returns.

Many investors worry that the present market environment of rising interest rates will decrease equity valuations and therefore lead to relatively poor equity market performance over the next year or more. From a theoretical perspective, how do these rate hikes affect the market?