GYC Insights
Articles on real-life financial issues written to educate and enlighten.
Is The US Market Headed For a Decade of Dismal Returns?
Over the past 10 years, the S&P 500 Index returned +13.35% per annum, but in the past century, every time this has happened, it was followed by a decade or more of lamentable performance.
Year-end Checklist
Is everything in order for 2025? Now’s a good time as any to take stock.
These Two Markets Have Beaten The U.S. This Year
With tech and AI dominating media headlines, it might seem like investing in the U.S. was the only option for returns. However, there are two markets that delivered returns higher than the U.S. and one of them is Singapore.
Death and Taxes
Taxes enable governments to provision themselves, distribute wealth and income, and influence societal behaviours. By contributing to SRS, you can reduce your assessable income by the same amount of your SRS contribution.
Markets are Going Through a Shift
From the rise and fall of early internet pioneers to the ongoing AI revolution, history shows that once dominant companies are often overtaken by emerging start-ups. Odds may be stacked against you if you are taking large bets on any particular company in hope of its continued domination.
Conflicting Signals
A $3 million portfolio may sound like a successful milestone, but not when just 3 years ago, that same portfolio was $13 million. A real-life cautionary tale for those investing based on opinions.
Private Equity Woes
Goldman proudly states that their investment into Swedish battery maker Northvolt was worth more than 4 times than what it had paid, expecting it to rise to six by next year. This weekNorthvolt filed for bankruptcy.
A Geopolitical Tragedy
Markets don’t go down on war worries alone. Although it could spills over and affects the global economy, the slowdown will be captured in relevant market data. This is something that we constantly keep track of.
How Tennis Can Help Us Become Better Investors
Federer actually only won 54% of all points he’s ever played. This small advantage leads to a win-rate of 76% of sets and 82% of matches. The numbers for the stock market are strikingly similar.
Stocks & Sectors Predicted to Flourish under Trump Era
“Trump trade winners” is a new emerging term used to refer to stocks or sectors that are predicted do well under this presidency. What happened the last time Trump won?
What Does a Trump Presidency Mean For Investors?
Did you miss the best single day of post-election returns in almost a hundred years?
Post Election Euphoria
U.S. stocks experienced an explosive moves upwards with Global stocks hitting a new all time high.
Wall Street Forecasts: Popular, But Not Very Helpful
Research shows that the accuracy of forecasts by these professionals were no different from the random chance of a coin-flip, with an accuracy rating of 48%.
Election Season
With Trump currently ahead in the polls around 10 days to the election, investors may be worried about increased tensions with the US and other countries and the resultant impact to the market.
Interest Rates Down, Bonds Also Down
Many investors believe that when interest rates fall, bond prices should rise. However when the Federal Open Market Committee cut the discount rate by 0.50%, the 10-Year Treasury fell in price.
Anything But Average
While the annual average return of the global market in the past 20 years is +5.69%, the actual annual return ranges from -42.77% all the way to +49.14%.
Gotta Risk it For The Biscuit
An average annual return of almost 20% with close to 20 years of consecutive positive returns, it sounded too good to be true. It was.
The ‘Ex’ Has Issues
A record 38 emerging market ex-China funds have popped up in 2023 and 2024, with a rise of 2300% flowing into these funds in the in past 3 years. Have you jumped on the bandwagon?