While it is incredibly human, allowing the euphoria of a sudden surge in the market or the fear of missing out to guide your financial decisions is definitely not a good idea.

Identifying a bubble is incredibly difficult, let alone predicting the direction it could go. So, in what future scenario does the asset justify its price?

Congratulations! You’ve studied hard, completed your exams, and are now armed with your degree or diploma — what now?

Staying upright on a bike is much easier when you’re moving, and more enjoyable than frequently having to start and stop. Having discipline in a financial plan is not dissimilar; the ability to reach your destination can be positively impacted by building small, repeatable habits.

Interest rates will eventually rise and when they do, the transition from a low-yield to a higher-yield environment can lead to capital losses in portfolios and also put pressure on those who have taken up new levels of debt. Are you prepared?

The market will eventually pull back — while there are some indicators that allow us to gauge the probability of a correction, we suggest that the best time to prepare yourself for such an event is now.

Strategies which reach for yield often lead to heightened volatility and magnified losses during times of market stress, and if emotions get the better of them, investors will inadvertently sell the assets at the worst possible time.

The world is more tightly knit and globalised than you may think. Assessing the exposure of an equity portfolio is not just looking at where companies are based, but also about where their revenues are generated.

You don’t need superior intellect to be an intelligent investor. The best chance for investment success is to take ownership of your finances in a sensible way — with balance, discipline, and diversification.

The economic effects of climate change may be substantial, unfolding over decades, and can affect the future returns of a wide range of assets. Do markets do a good job of reflecting the climate risk in the prices of stocks and bonds?

The tremendous surge in the price of cryptocurrencies has attracted the attention of many investors, but there are issues that both potential and current investors in cryptocurrencies should consider.

The investment world is fond of acronyms and SPAC, the latest one gaining popularity, has been the hottest trend in the financial industry in the past year. Will investing in SPACs provide us the returns that are owed?

Just like choosing what to eat, deciding what and how to invest might be confusing — ‘What do I want?’, ‘What I should order?’, ‘How do I want to receive it?’. Investing may seem daunting, but if you’ve successfully ‘dapao-ed’ food before, you should be okay!

Global stocks have grown by more than 600% despite the many crises in the last 25 years. Surprisingly though, not many local households invested their wealth in shares and securities.

Over the past 10 years or so, investors managed to get away with poor investing habits. Whatever they threw their money at seemed to work out pretty well. However, it may appear that the tide may finally be turning.

Much to the surprise of investors, the stock market posted good returns for 2020 despite the overhang of COVID-19. Most investors know what happens to their bond investments when interest rates change, but how effect does it have on our investments?

The Singapore Green Plan, is a national movement and whole-of-society effort to build a sustainable Singapore for all generations. However, sustainability goes beyond reduce, reuse, and recycle.

Given the rise and interest in passive investing, here are some things you should know about Exchange-Traded Funds (ETFs), reconstitution, and daily portfolio management.