GYC Insights
Articles on real-life financial issues written to educate and enlighten.
When Is The Right Time to Invest?
Starting to invest can be scary; jumping in means putting your money at risk. Given the recent news of markets at all time highs, is this the right to get into the market?
Now Is The Time to Talk About a Downturn
One of the best times to plan for an economic downturn is when markets are behaving normally, investors are feeling bullish, the economy is on the mend, and we have clarity of thought.
If You Think Investment is a Game, Stop.
If you were to buy a company, would you hold onto it for only 2 or 3 days? Speculation is not investing and has destroyed many more fortunes than it has created. The shares of Gamestop that have shot up so quickly will eventually find their equilibrium and come back down to earth.
The Care You Deserve
The issue of an investor buying the “wrong product” and losing significant amounts of capital as a result is not a new one. Do you know whether your advisor is committed to working in your interest?
Gender Engendered Behaviour
Do men and women make the same financial and investment choices? It boils down to behavioural biases.
What Makes a Successful Investor?
Research shows that successful investors share a few common traits, but surprisingly, intelligence and knowledge of financial markets are not among them.
Keep Calm and Carry On
Cut out short-term noise and keep sight of long-term benefits. Headlines are crafted to catch attention, not to provide education. Adopting a long-term perspective can help investors look beyond them to reach their goals.
What Will Happen in 2021?
Have you read the market outlook for 2021 yet? For as long as financial institutions have been around, you can be sure that they always have some sort of an investment outlook for the coming year. Why is that so?
Ready for Parenthood?
Having children can be amazing, but it can also be overwhelming. These are some financial tips to ensure that you’ve got you and your family covered.
Double or Nothing
We all want to make money from the market, but is there a formula to do so, and to do so quickly?
More Relieved With Tax Relief
In Singapore, we are fortunate enough to benefit from one of the lowest tax jurisdictions in the world. However, there are ways for us to reduce our taxes even further.
Achieve Sustainable Returns Sustainably
Being environmentally and socially responsible is no longer just morally sound, but also fiscally profitable.
Stay Committed, Be Rewarded
Why is the fitness and investment industry worth billions? Their relationship is closer than you think.
Forecasting a Post-Pandemic Future
Are we able to forecast what the future after COVID-19 brings?
Do Foreign Currency Returns Matter?
FOREX movements do matter and could mean getting a decent gain or suffering a loss despite having the value of your investments go up.
Waiting With Cash is Not an Investment Strategy
It may be difficult to get a good return these days, but doing nothing only guarantees you'll get even less.
How to maximise your money in retirement
Having some flexibility in your drawdown rate can ensure that your invested funds will last you as long as you need