We all know the adage, “high risk, high return”. However in order to grow your capital, it is not only the returns that matter but the management of risk.

Would prices come down this year or the next? We are unable to really predict for sure — but what is certain is that nothing goes up in a straight line.

There are investors that prefer buying individual bonds as they perceive its ability not to lose value and have a guaranteed maturity compared to bond funds. But are there more cons than pros?

Whenever you have a sum of money to invest, there are many different things to consider. One decision that regularly stumps a lot of people is whether to put all of their money in at once, or to phase it in over time — essentially a form of dollar cost averaging.

Bonds have came back into focus as global central banks have embarked on a rate hike cycle. Are direct bonds the right choice for you?

As an investor, unless you can look past the short-term swings in prices, and focus on the long-term power of markets to create wealth, it will be difficult to stay seated and allow your wealth to grow.

News cycles can be negative, while the stock market continues to trend upwards in 2023. Market sell-offs tend to feed upon itself, culminating in a few days of intense losses — but this is always temporary. Most of the time, bad years are followed by good recovery years.

Many professional managers of capital and traders will boast of their ability to pick that winning stock or sector. Don’t lose out returns by making a guess. Invest the time-tested way.

Blue-chip stocks are typically large companies with good reputations which often inspire the assumption that they will always be around, but even they can fall by the wayside eventually; are you certain that your blue-chip stock will continue to give you the returns over the long-term?

Today, we are able to track market performance in near real-time. This sometimes allow prices to lead us in deciding whether to buy or sell our investments. But actually, one of the most important factors in making this decision is when you need your assets.

The stock market is a tried and tested way to build wealth at the tradeoff of volatility and risk. There are multiple ways to manage both but with SVB’s collapse serving as a cautionary tale, we believe in employing evidence-based protocols.

There are academically proven ways to have a positive investment experience. Likewise, there are consistent ways in which people fail in investing; it’s usually a case of either selling in a panic, or failing to invest due to fear.

The market actually does worse before a recession as compared to during a recession itself, and if you’re holding the right assets, a recession is nothing to be scared about.

The rapid rise of countries and economies in our region often comes the promise of higher-than-expected market returns, albeit with more risk. But what does the data have to say in response to the allure of the Asian Growth Story?

Future economic circumstances are reflected in current market prices. Investing based on today’s news can almost be a year (or more) too late.

While negative returns are part and parcel of investing, it happens less often than you think. The past four years are actually very representative of how markets work in general — positive returns 75% of the time, and losses, 1 out of 4 times.

The biggest predictor of happiness is healthy relationships, but it’s a fact that you very much still need money in life to survive. Financial planning is necessary so you can focus on the things that make you happy and lead more fulfilling lives.

Banking crises have happened since the 1840s and the collapse of key players in the financial ecosystem often which lead to widespread panic and a scramble to preserve capital. The question on everyone’s minds is: ‘Is my money safe?’