With greater access to technology equipping yourself with a few apps, real-time news, and data feeds can make you feel like a pro-trader. Does keeping up to date with everything that’s happening around the world give you an edge in investing?

Volatility and downturns are part and parcel of investing, and it happens more often than you think. As long as you are holding a diversified global portfolio, staying put throughout the turbulence would have given you a long-term return over 7% in SGD terms.

When the US Federal Reserve committed to raise interest rates in the face of rising inflation, investors and financial media like Bloomberg, Morningstar, and Yahoo Finance were quick to predict that bonds will underperform cash. Looking at over 30 years of International Government Bond data, we examine the validity of these forecasts.

Women outlive men in every major economy and their education rates are higher than men in most developed countries. It is no wonder that their influence on productivity and stock market performance are significant.

Uncertainty is built into our world. How should we approach the idea of the unexpected when looking at the financial markets and its expected return?

We all know that we should set some money aside for a rainy day, however, many of us may not know where to start. Covid has jolted many Singaporeans to develop healthier saving habits. Here are some helpful ways to think about saving.

National debt is rising everywhere around the world with the US sitting at the top at $22 trillion dollars (at end 2020). However, in terms of debt to GDP ratios, it is not the most indebted country in the world.

Volatility is back in the markets after one and a half years of relatively smooth sailing and rising asset prices. But just how common are market declines and what do they mean for annual returns?

Articles and investment outlooks from Bloomberg to The Straits Times seem to suggest that the spectre of inflation is one to be worried about. With inflation-beating investment solutions being pumped out by institutions like DBS and Schroders, one has to wonder, how big a problem is inflation to my investments?

The final part of our series will look at utilising a Globally Diversified Portfolio to accumulate $1M before you retire and the pros and cons of doing so.

In the second part of our series, we’ll throw a spotlight on CPF — the compulsory savings and pension plan for working Singaporeans and permanent residents.

When it comes to money milestones, the first million is often the prize that many Singaporeans fixate on. Short of striking the lottery, what are some ways to achieve what many consider the holy grail for retirement funding?

With the end of easy money policies from central banks around the world and expectations of rising interest rates, you may be wondering — Should bonds play a role in my investments? In this environment, why hold bonds at all?’ In addition to the wealth of existing peer reviewed academic evidence, a recent machine learning analysis by Vanguard may help to provide some insights.

As we look ahead to 2022, we continue to feel optimistic and happy with the markets. If anything, we have a renewed sense of confidence — our investment beliefs, tenets and philosophy have been tested on numerous occasions during the recent crisis and we are pleased to say that it has all held up well.

Panic selling not only locks in your losses but also puts you at risk for missing the market’s best days, and the impact of missing just a few of the market’s best days can be profound

Crypto has crept from being a bet in the domain of tech lovers and the geeks to the wallets of the mainstream investor. From experienced investors to individuals just beginning their investment journey, many are wondering ‘Are cryptocurrencies something I should look into?’

We can’t dispute that rising costs and inflation are at our doorstep; we could however, argue against the claim that a doomsday outcome on stocks is certain whenever interest rates rise. Let’s see what the data has to say.

In 2020, IRAS brought an estimate of nearly $50B tax revenue. While we are fortunate to benefit from one of the lowest tax jurisdictions in the world, there are ways for us to reduce our taxes even further.