GYC Insights

Articles on real-life financial issues written to educate and enlighten.

Investing Carl Chay Investing Carl Chay

Keeping Up with Rising Costs

The recent increase in the cost of some goods and services due to the return of demand after closures and lockdowns has surprised some of us and made the news. How exactly does inflation affect stock returns? Let’s take a look at the data.

Read More
Financial Planning Carl Chay Financial Planning Carl Chay

Balancing Act

A common question from clients is ‘Should I use my money to reduce debt now or should I start investing and saving first? Can I do both and at what cost?’ A plethora of self-help books and information online either declare debt as a deadly sin or heaven-sent. Let’s look at possible ways to think about it.

Read More
Behavioural Finance, Economy, Investing Carl Chay Behavioural Finance, Economy, Investing Carl Chay

Keeping The Choppy Markets In Perspective

When it comes to investing, the biggest elephant in the room is the word — “uncertainty.” No one can say for certain what the markets will do nor is there a crystal ball that’ll show you the outcome of any situation. However, we have provided some pointers that can help you keep things in perspective during this “uncertain” period.

Read More
Carl Chay Carl Chay

Running Up A Tab

Whilst Buy Now, Pay Later (BNPL) offerings are attractive deals to many, it has the potential to dig deeper holes for many as well.

Read More
Investing Jogoh Investing Jogoh

Will The Taper Tamper With Investments?

The last time tapering occurred in 2013, markets wobbled for a while, and bonds - the most badly affected of all asset classes - suffered a significant loss over a short period of time. The event was then dubbed the “Taper Tantrum”. With a fresh round of tapering looming on the horizon, how worried should we be of our investments?

Read More
Investing Jogoh Investing Jogoh

Some Investment Terms To Know

If you feel embarrassed about having to look up investment concepts, don’t worry, there are millions of people in the world asking the same questions. Here are some commonly searched investment terms to help you cover the basics and refresh your memory.

Read More
Investing Jogoh Investing Jogoh

Assessing Financial Advice

Financial and investment advice seems to be everywhere these days. For the people looking to kickstart their investment journey, how do you differentiate between advice that will set you down the right path and the wrong one?

Read More