
GYC Insights
Articles on real-life financial issues written to educate and enlighten.
How to maximise your money in retirement
Having some flexibility in your drawdown rate can ensure that your invested funds will last you as long as you need
Embrace the World
Holding a handful of different funds or investments, or spreading your assets across different financial institutions does not mean you are diversifying the right way.
The Tragedy of Dying Without a Will
Creating a will shows love and concern for your loved ones when you’re gone. Don’t undo a lifetime of financial prudence by failing to plan ahead.
Should You Be Worried Over Low Interest Rates?
Bank interest rates have been at rock bottom for years. Is this something investors should worry about?
Markets at a High - Should You Sell Now?
Investors commonly believe that market highs are often followed by drops. What does the evidence from past highs actually show?
US Presidential Election – Does it matter to markets?
The US presidential elections are around the corner. As market speculations heat up, what does the actual historical evidence show?
Why You Need an Emergency Fund, and How Big it Should Be
Conventional advice says to save up at least 3-6 months of expenses. But is that really enough?
Should you be buying gold?
Timeless, safe, and a path to riches. These enduring myths about gold investing may not hold up to scrutiny.
Should You Buy the Large Tech Companies?
Facebook, Amazon, Netflix, Microsoft, Apple and Google - how high can they go?
Uncertainty and the Perfect Investing Strategy
The key to investing is embracing uncertainty, because it’s never going away
5 Steps to Save for Your Dreams
Investing your money can be a faster, cheaper alternative to bank deposits when it comes to saving for your long-term goals.
Why are my annual returns so far from average?
It’s rare for annual market returns to be anywhere near its overall average. This doesn’t mean the calculations are wrong.
The Rise of Day Trading
As more investors turn to day trading in this crisis, it’s wise to exercise some caution. Don’t mistake gambling for investing.
Investing With a Conscience
Investing with ethical and sustainability considerations can give you better returns, not worse.
Halfway Through a Crazy Year
2020 has been like no year before it. The same goes for its market.
The Economy and Market Returns are Not Related
How are stock prices going up when the economy is doing so badly? If you’re confused, you’re not alone.
Does a Sell-Off Equate to a Negative Year?
Large market losses may cause investors to fear that the whole year will end at a loss. But what does the evidence say?