
GYC Insights
Articles on real-life financial issues written to educate and enlighten.
Should you buy an annuity? What are the alternatives?
What if you could get the benefits of annuities without their drawbacks?
The Financial Cost of Following Wrong Advice
What would happen if you followed the advice of well known investors, hedge fund managers and strategists - supposed experts in their field. Are they really able to beat the market?
Driving Forward Whilst Looking Back
As we head into 2020, it helps to look at financial forecasts with the hindsight gained from 2019.
Invest or Pay Down Debt?
Which should be your priority - getting out of debt, or investing in hopes of higher returns?
Is the stock market broken?
There have been fears that the increased popularity of indexing has reduced market efficiency. Is there any basis to this?
Should you react to disappointing investment performance?
Past investment performance can look very different, depending on the perspective you take.
Why investment fads can be harmful to your wealth
It can be tempting to follow the latest investment fad. But can you afford to do so?
Contribute to your SRS account and reap tax savings!
Funds contributed to your Supplementary Retirement Scheme account are eligible for tax relief
How do you face a financial crisis?
As we face speculations about a coming crisis, how should investors respond?
Is it time to sell when markets hit new highs?
Markets have reached new highs. Should you sell in case they fall?
The Death of Bonds and other 'Death' Claims
The Bank of America recently declared that the 60/40 portfolio is dead. Yet many similar death reports in the past have proved to be unfounded.
Preparing for the Financial Impact of Widowhood
Are you prepared to handle the new financial responsibilities that come when a spouse passes away?
Why waiting for a 'good deal' is a bad strategy
There will never be a perfect time to invest. But the longer you wait, the more it will cost you.
Why You Shouldn't Be Too Bothered by a Stock Market Collapse
The stock market is bound to collapse eventually. It’s just a matter of when.
Beware the Insidious Bite of Inflation
Three things are certain in life: death, taxes and inflation.
What is the right investment strategy for you?
Following investment advice from your best buddy or copying their investments could be bad for you