GYC Insights
Articles on real-life financial issues written to educate and enlighten.
What Happens During a Recession?
Lately, financial media have been pushing out opinions from billionaires, banks, investment managers and just about anybody who wants to appear smart, on the breadth, depth and scope of the “upcoming recession”. So what does all of this mean to you and your money?
The Best Time to Buy (or Sell)
When is the best time to invest? The common refrain would be to wait for the ‘best time’ to put your money to work. But the truth is you don’t need to wait for the best time to still get good results.
Back to The Future
In the movie Back to the Future II, Biff travelled back in time to give himself a copy of a sports book which listed the results of every major sporting event for 50 years. How often have we wished we had something similar for investing — would having such an object enable you to invest better though?
What Should I Be Doing in These Uncertain Markets?
The lure of successful trading strategies is seductive, and looking at your portfolio shrink in value during a market downturn can be painful. But many times investors seeking to circumvent the pain or trying to get a leg up in their investments by temporarily shifting away from their long-term strategy will end up trading one source of anguish for another.
3 Simple Ways to Gain Confidence In Investing
Human beings are wired to have emotions — but relying on them to guide decisions may not always pan out. Here are some steps you can take to help you set your emotions aside and build confidence in your investing approach, no matter how the markets are doing.
Worried About a Recession?
Barely two years out of the pandemic recession, we are met with negative market returns and an aggressive interest rate hiking plan by the US Federal Reserve. Knowing how markets work during these circumstances can provide some perspective and allow you to make the right decisions for your portfolio.
Important Lessons During Volatile Markets
When markets go up, many investors always claim that they can stomach volatility. After all, volatility that pushes the prices of assets upwards is always welcomed. Only when we experience downward volatility, our true investment stomach is revealed!
Bear Markets Have a Habit of Bearing Fruit
Many investors may feel uneasy over news that the US is currently in a bear market, but what exactly is a bear market? What does that mean for your goals and dreams? Is it a signal to sell or buy? The uncertainty and the weight of not knowing what to expect is very often too much for many investors to bear.
Does Crypto Have a Future?
Cryptocurrencies have gained traction as one of the hottest and most speculative investments on the market. While there are stories of great and quick success, lawsuits involving angry crypto investors are piling up following the latest collapse of the wider crypto market.
The Great Singapore Sale is Here
How should investors react to market declines? Should they prevent losses by selling or buy more stocks at a favourable discount? Even then, when is the best time to do so?
Time to Panic?
In early April, investment strategists and the financial media were buzzing with what they determined to be a recession signal. In this data-rich world, we find ourselves asking, this yield-curve-inversion, is it important?
Tiptoeing Around Risky and Expensive
With investors scrambling to add different asset classes into their portfolios to equal their returns to that of 10-20 years ago, they may be exposed to higher volatility than the past as well.
What Does ‘Long-Term Investing ’ Mean?
In the Global Stock Market, when the holding timeframe increases (especially past 10 years), the probability that you’ll walk away with a positive return increases with it, steadily making its way up, and eventually settling at 100%.
Stuck At Home, Time To Trade?
Now that the stock market has risen since the Mar 2020 recession lows, you may be trying to figure out what to invest in right now. However, the reality of successfully timing markets isn’t as straightforward as it sounds.
Does Inflation Affect Me?
When investing, very often we concern ourselves with more visible risks, but inflation is a silent killer. If you do not manage your money and savings well, it will slowly push your desired/ideal lifestyle out of reach. What steps can we take to combat the inflation risk?
Rising Out of the Crypto
The tremendous surge in the price of cryptocurrencies has attracted the attention of many investors, but there are issues that both potential and current investors in cryptocurrencies should consider.
If You Think Investment is a Game, Stop.
If you were to buy a company, would you hold onto it for only 2 or 3 days? Speculation is not investing and has destroyed many more fortunes than it has created. The shares of Gamestop that have shot up so quickly will eventually find their equilibrium and come back down to earth.