GYC Insights
Articles on real-life financial issues written to educate and enlighten.
Should you react to disappointing investment performance?
Past investment performance can look very different, depending on the perspective you take.
Why investment fads can be harmful to your wealth
It can be tempting to follow the latest investment fad. But can you afford to do so?
The Death of Bonds and other 'Death' Claims
The Bank of America recently declared that the 60/40 portfolio is dead. Yet many similar death reports in the past have proved to be unfounded.
Why You Shouldn't Be Too Bothered by a Stock Market Collapse
The stock market is bound to collapse eventually. It’s just a matter of when.
The Purpose of Bonds in Your Portfolio
Bonds are primarily meant to stabilise your portfolio and provide a buffer during volatility. Buying them for returns or yield can be dangerous and expose you to hidden risks.
What Do You Do in Shaky Markets?
In volatile markets, whether investors end up making or losing money depends less on what the market is doing and more on how they react.
Children and Markets - Could Be The Same Thing!
Like children, markets can be temperamental and change without warning.
Needle In a Haystack
Stock picking is looking for a needle in a haystack. Diversification is buying the whole haystack.
The Difference Between Weather and Climate
Reacting to daily movements in stock and bond prices is like being distracted by the weather. It’s the long-term goals - climate that you should be focusing on.
The Lure of the Golden Ticket
Investing is not about trying to find that golden ticket to success.
Investing, Like Life, Is Always Uncertain
Investing is inherently uncertain. As in life, you will never be able to know exactly what will happen, but that should not stop you from investing.
Winter is Coming
There are signs that the more than 30-year bond bull market is finally turning.
Is studying hard the key to investment success?
We are all familiar with the mantra that if we study hard, we will be able to do well. But is this also true for investing?
Love Your Country, But Beware of Over-Concentration!
It is well and good to love your country. However, loving a single country’s stock market too much is a whole other issue.