GYC Insights
Articles on real-life financial issues written to educate and enlighten.
Investing: The Evidence – Part 2
Indexing benefits investors through broad diversification and the ability to capture the returns of the entire market.
Investing: The Evidence – Part 1
We all know how important it is to invest. Yet investors’ attempts to beat the market with stock picking and other active investing techniques fail more often than succeed. What then should we do?
Which is a Better Long Term Investment: Property or Stocks?
Judging from recent media reports, there has been a recent surge of interest in the Singapore property market again. But is property a better investment than stocks?
Show me the Money! What is your adviser's track record?
Checking the performance of your stock or the fund you bought is simple. But do you also check the track record of the banker, broker or adviser who claims they can give you those great returns?
Know yourself, not your investments
In investing as in extreme sports, some self-awareness, preparation and practice can go a long way in keeping you safe.
Don't Get Cheated! Questions to Ask Your Financial Adviser
The news is filled with sad stories of people getting cheated out of their hard-earned cash. What steps can you take to ensure you won’t end up in the same mess?
Can You Predict When to Buy and Sell Stocks?
Can investors consistently time the market? Will you be able to tell when to buy or sell? In this video, Jim Davis from Dimensional Fund Advisors runs more than 780 tests on data from 15 stock markets to see what the evidence says.
Staying anchored in an uncertain market
How can investors guard against their instinct to cut-and-run when the market goes through rough patches?
Back to School - Funding Your Children's University Education
One of the more important plans that parents will need to make in their lifetime is on how best to prepare for their children’s future university expenses. What are some things to keep in mind?
War May Be Bad, But Not for Stocks
Recent rhetoric between US President Trump and North Korea made many investors jumpy. With the possibility of a localised conflict occurring, what would be the impact on investors?
Why our instincts make us poor investors
The human behavioural instincts that serve us well in most areas can be our downfall when it comes to investing. What methods can we use to stay the course even when our instincts tell us otherwise?
Understand That Economic Numbers and Market Returns Are Not Always Related
Economic numbers definitely have some bearing on how the market performs. GDP numbers, wage increases, consumer confidence, trade and fiscal policy all affect corporate earnings. However, what appears related need not always be so.
Markets at highs: Panic or stay calm?
Markets have been reaching all-time highs. Is it time to sell? We look at the evidence and at what history has to tell us about past instances when markets also reached new highs.
Choose a simple, diversified portfolio for long-term investment success
A simple, low-cost diversified portfolio can beat most investment strategies, and is the best bet for attaining long-term investment success.
Follies of Forecasting - Why market predictions do not work
Investors should not succumb to the noise and distractions from forecasts and predictions, but instead stick to a disciplined, systematic investment plan in order to have a higher probability of making money in the long run.
Buffett's Advice to Layman Investors: Keep It Simple and Keep It Cheap
In Warren Buffett’s latest shareholder letter, he again let loose on the investment community, in particular high-fee active managers – especially hedge fund managers, whom he claims do not provide value to investors.