GYC Insights
Articles on real-life financial issues written to educate and enlighten.
Winter is Coming
There are signs that the more than 30-year bond bull market is finally turning.
Is studying hard the key to investment success?
We are all familiar with the mantra that if we study hard, we will be able to do well. But is this also true for investing?
Doomsday warnings - what should you do?
The financial news is full of shocking pronouncements of doom. Should you be worried yet?
What Wine Can Teach Us About Investing
A great number of variables play a part in determining whether a wine will turn out to be great, good, or mediocre. Similar levels of care are also critical to good investment outcomes.
Investing in Property - Things to Consider
Before you jump on the investment property bandwagon, here are some questions you should ask yourself.
Love Your Country, But Beware of Over-Concentration!
It is well and good to love your country. However, loving a single country’s stock market too much is a whole other issue.
Timeless Styles and Fickle Fashions
The fashion industry is often fickle with its ever-changing trends. The same happens in the financial industry. But some strategies - like some styles - have endured the test of time.
Bad news sells
Why doesn't the media run more good news? One view is that bad news sells. The danger comes when the emotions generated by bad news prompt investors to make changes to their portfolios.
Building a 'Fire and Forget' Investment Strategy
Some investors swear by just buying a bunch of blue chip stocks and leaving it alone to grow your wealth. Is this really a sound strategy, and does it work all the time?
How Do You Profit in a Trade War?
Politics and trade issues have entered financial headlines once more. But can anyone try to pre-empt and position themselves for what could happen in the market, in a way that would let them profit from those predictions before others do?
Peace Ahead, Good News for Markets?
Since the Singapore Summit ended, some market watchers and strategists have been predicting good times ahead. Others take a much more sceptical view. What should an investor do?
Fool me once, shame on you; fool me twice, shame on me
A philosopher once said that nothing is as difficult for people as not deceiving themselves. But while most self-delusions are relatively costless, those relating to investments come with a hefty price tag.
Key Questions for Every Investor
Wherever you are in your investing journey, at some point you’ll likely ask yourself some of the questions below. Listening to friends, family or the financial media is not the best way to get the right answers.
Should We Be Worried about the Market Sell-Off?
Just about every investor acknowledges the risk when investing in the market, but whenever bouts of volatility hit and headlines scream blood in the markets, logic flies out of the window and their flight or fight mode kicks in.
Understand That Economic Numbers and Market Returns Are Not Always Related
Economic numbers definitely have some bearing on how the market performs. GDP numbers, wage increases, consumer confidence, trade and fiscal policy all affect corporate earnings. However, what appears related need not always be so.
Buffett's Advice to Layman Investors: Keep It Simple and Keep It Cheap
In Warren Buffett’s latest shareholder letter, he again let loose on the investment community, in particular high-fee active managers – especially hedge fund managers, whom he claims do not provide value to investors.
When Diversification Isn't A Free Lunch
Diversification has been called the only free lunch in investing. But can investors do even better?