How should investors react to market declines? Should they prevent losses by selling or buy more stocks at a favourable discount? Even then, when is the best time to do so?

You’ve probably experienced that wave of relief before, when you manage to narrowly avoid a disaster. Now that the market is very choppy, it makes sense to take a step back, assess your investments and perhaps take some extra precautions — after all downturns are only a matter of time.

Volatility and downturns are part and parcel of investing, and it happens more often than you think. As long as you are holding a diversified global portfolio, staying put throughout the turbulence would have given you a long-term return over 7% in SGD terms.

Volatility is back in the markets after one and a half years of relatively smooth sailing and rising asset prices. But just how common are market declines and what do they mean for annual returns?

The market will eventually pull back — while there are some indicators that allow us to gauge the probability of a correction, we suggest that the best time to prepare yourself for such an event is now.

As massive losses hit the stock market, what should investors do to survive?

hat are some things NOT to do when the markets suddenly fall?

The stock market is bound to collapse eventually. It’s just a matter of when.

Just about every investor acknowledges the risk when investing in the market, but whenever bouts of volatility hit and headlines scream blood in the markets, logic flies out of the window and their flight or fight mode kicks in.