The recent pullback came back as expected, with many economics calling for it to be just the beginning of a larger correction. But when considering several points of data, market signals, and financial evidence, we believe this presents an opportunity get into the market and supercharge those long-term returns.

At our recent client event, we were happy to have an overwhelming response to our 5-question quiz. Within these answers include important tidbits for investors and Singaporeans — How many of these would you have guessed correctly?

For the the first time in nearly 50 years, both stocks and bonds were down by double digits (2022). Over the past few years, from lockdowns to re-openings and adapting to drastic changes in our lifestyles and behaviour. Now we’re in 2023; how’re you doing?

An old joke goes - a statistician is a person who lays with his head in an oven and his feet in a freezer happily proclaiming “On average, I feel comfortable.”

Taking that example into the investment world, averages seldom reflect actual investor experience.

When markets go up, many investors always claim that they can stomach volatility. After all, volatility that pushes the prices of assets upwards is always welcomed. Only when we experience downward volatility, our true investment stomach is revealed!

You’ve probably experienced that wave of relief before, when you manage to narrowly avoid a disaster. Now that the market is very choppy, it makes sense to take a step back, assess your investments and perhaps take some extra precautions — after all downturns are only a matter of time.

You’ve done everything right: You’ve set a long investment horizon to ensure positive returns, and reduced your equity allocation to make room for bonds to absorb shocks in the market. So what should one do when the invested assets suddenly don’t seem to behave anymore?

Volatility is back in the markets after one and a half years of relatively smooth sailing and rising asset prices. But just how common are market declines and what do they mean for annual returns?

Panic selling not only locks in your losses but also puts you at risk for missing the market’s best days, and the impact of missing just a few of the market’s best days can be profound

When it comes to investing, the biggest elephant in the room is the word — “uncertainty.” No one can say for certain what the markets will do nor is there a crystal ball that’ll show you the outcome of any situation. However, we have provided some pointers that can help you keep things in perspective during this “uncertain” period.

Close calls, their consequential behavioural biases, periods of volatility, and some tips to attain some peace of mind.