The quick 20-month turnaround has many strategists changing their doomsday tune, and many new products that claim to offer capital protection while enjoying equity returns are popping up in the market.

It seems like every month, the financial industry churns out an endless array of fresh investment options. Amidst the multitude of products, the choices can seem overwhelming. Fortunately, there is a simple process of evaluating their merits, even if the themes or names of these products change.

Financial and investment advice seems to be everywhere these days. For the people looking to kickstart their investment journey, how do you differentiate between advice that will set you down the right path and the wrong one?

In Warren Buffett’s latest shareholder letter, he again let loose on the investment community, in particular high-fee active managers – especially hedge fund managers, whom he claims do not provide value to investors.

Diversification has been called the only free lunch in investing. But can investors do even better?