The stock market is a tried and tested way to build wealth at the tradeoff of volatility and risk. There are multiple ways to manage both but with SVB’s collapse serving as a cautionary tale, we believe in employing evidence-based protocols.

2022 was one of the worst years for bond returns. Conservative investors with larger bond allocations in their portfolio would have suffered large paper losses in the face of the fastest interest rate hiking cycle in history. But these losses could mean additional future returns.

The Bank of America recently declared that the 60/40 portfolio is dead. Yet many similar death reports in the past have proved to be unfounded.

Bonds are primarily meant to stabilise your portfolio and provide a buffer during volatility. Buying them for returns or yield can be dangerous and expose you to hidden risks.

In volatile markets, whether investors end up making or losing money depends less on what the market is doing and more on how they react.

How do you ensure you don’t lose what you have?

A philosopher once said that nothing is as difficult for people as not deceiving themselves. But while most self-delusions are relatively costless, those relating to investments come with a hefty price tag.