GYC Insights

Articles on real-life financial issues written to educate and enlighten.

Behavioural Finance, Investing Carl Chay Behavioural Finance, Investing Carl Chay

How to be a Better Investor

Ronald Read died at age 92 with assets over US$8M. Having worked as a gas station attendant for over 20 years and later swept floors at a department store, many were shocked at his accumulated wealth. There is no other industry in the world besides investing where an inexperienced person is able to get a leg up on the best and brightest. Why is this so?

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Risk, Investing Carl Chay Risk, Investing Carl Chay

Bear Markets Have a Habit of Bearing Fruit

Many investors may feel uneasy over news that the US is currently in a bear market, but what exactly is a bear market? What does that mean for your goals and dreams? Is it a signal to sell or buy? The uncertainty and the weight of not knowing what to expect is very often too much for many investors to bear.

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Risk, Investing Jogoh Risk, Investing Jogoh

FOMO?

While it is incredibly human, allowing the euphoria of a sudden surge in the market or the fear of missing out to guide your financial decisions is definitely not a good idea.

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