GYC Insights
Articles on real-life financial issues written to educate and enlighten.
The Best Time to Buy (or Sell)
When is the best time to invest? The common refrain would be to wait for the ‘best time’ to put your money to work. But the truth is you don’t need to wait for the best time to still get good results.
Too Much Information
With greater access to technology equipping yourself with a few apps, real-time news, and data feeds can make you feel like a pro-trader. Does keeping up to date with everything that’s happening around the world give you an edge in investing?
Keep Riding Your Bicycle
Staying upright on a bike is much easier when you’re moving, and more enjoyable than frequently having to start and stop. Having discipline in a financial plan is not dissimilar; the ability to reach your destination can be positively impacted by building small, repeatable habits.
Waiting With Cash is Not an Investment Strategy
It may be difficult to get a good return these days, but doing nothing only guarantees you'll get even less.
Embrace the World
Holding a handful of different funds or investments, or spreading your assets across different financial institutions does not mean you are diversifying the right way.
Uncertainty and the Perfect Investing Strategy
The key to investing is embracing uncertainty, because it’s never going away
Why are my annual returns so far from average?
It’s rare for annual market returns to be anywhere near its overall average. This doesn’t mean the calculations are wrong.
So, is the Stock Market Overvalued?
Stock prices are soaring as the economy struggles. Does this mean the market is overvalued and about to fall? What should you do?
What to Do After All the Big Losses?
As massive losses hit the stock market, what should investors do to survive?
What's In Store For the Next 10 Years?
Looking to the past can provide insightful lessons for the future.
The Financial Cost of Following Wrong Advice
What would happen if you followed the advice of well known investors, hedge fund managers and strategists - supposed experts in their field. Are they really able to beat the market?
Driving Forward Whilst Looking Back
As we head into 2020, it helps to look at financial forecasts with the hindsight gained from 2019.
Is it time to sell when markets hit new highs?
Markets have reached new highs. Should you sell in case they fall?
The Death of Bonds and other 'Death' Claims
The Bank of America recently declared that the 60/40 portfolio is dead. Yet many similar death reports in the past have proved to be unfounded.
Why waiting for a 'good deal' is a bad strategy
There will never be a perfect time to invest. But the longer you wait, the more it will cost you.
What Do You Do in Shaky Markets?
In volatile markets, whether investors end up making or losing money depends less on what the market is doing and more on how they react.
Why You Should Not Fear Volatile Markets
Volatile markets can be a time of opportunity rather than devastation.