GYC Insights
Articles on real-life financial issues written to educate and enlighten.
Investing: The Evidence – Part 5
Your behaviour is a huge factor in investment success. Humans are naturally hard-wired to make bad investment decisions. Self-awareness and preparation are crucial in order to avoid failure.
Investing: The Evidence – Part 4
Market returns are compensation for the risk that investors take. While investors stand a moderate chance of losing money in the short term, holding investments over the very long term can nearly guarantee a long-run positive return.
The Annual Investment Guessing Game
Lots of smart people will have financial predictions about what the new year will bring, but the future is never certain. Instead, stick to what you can control – a proper investment game plan based on hard evidence.
Investing: The Evidence – Part 3
Evidence-Based Investing is a way to consistently get higher returns and outperform the broad market by utilising the beneficial aspects of passive investing.
Investing: The Evidence – Part 2
Indexing benefits investors through broad diversification and the ability to capture the returns of the entire market.
Investing: The Evidence – Part 1
We all know how important it is to invest. Yet investors’ attempts to beat the market with stock picking and other active investing techniques fail more often than succeed. What then should we do?
How Much Income Would You Need to Retire?
How much income would you need to retire? In this video, Dr. Marlena Lee of Dimensional Fund Advisors reveals her research on retirement income replacement rates.
Which is a Better Long Term Investment: Property or Stocks?
Judging from recent media reports, there has been a recent surge of interest in the Singapore property market again. But is property a better investment than stocks?
How Many Sweets Are in this Bowl?
We ran a contest asking people to guess the number of sweets in a bowl. We said the exercise had something to do with the stock market, and here's our explanation for it!
Show me the Money! What is your adviser's track record?
Checking the performance of your stock or the fund you bought is simple. But do you also check the track record of the banker, broker or adviser who claims they can give you those great returns?
Know yourself, not your investments
In investing as in extreme sports, some self-awareness, preparation and practice can go a long way in keeping you safe.
Don't Get Cheated! Questions to Ask Your Financial Adviser
The news is filled with sad stories of people getting cheated out of their hard-earned cash. What steps can you take to ensure you won’t end up in the same mess?
Can You Predict When to Buy and Sell Stocks?
Can investors consistently time the market? Will you be able to tell when to buy or sell? In this video, Jim Davis from Dimensional Fund Advisors runs more than 780 tests on data from 15 stock markets to see what the evidence says.
Staying anchored in an uncertain market
How can investors guard against their instinct to cut-and-run when the market goes through rough patches?
Back to School - Funding Your Children's University Education
One of the more important plans that parents will need to make in their lifetime is on how best to prepare for their children’s future university expenses. What are some things to keep in mind?
War May Be Bad, But Not for Stocks
Recent rhetoric between US President Trump and North Korea made many investors jumpy. With the possibility of a localised conflict occurring, what would be the impact on investors?