GYC Insights
Articles on real-life financial issues written to educate and enlighten.
After a Bad Period For Markets, What Next?
News cycles can be negative, while the stock market continues to trend upwards in 2023. Market sell-offs tend to feed upon itself, culminating in a few days of intense losses — but this is always temporary. Most of the time, bad years are followed by good recovery years.
History Shows That It Pays to Stay Seated
We shouldn’t automatically assume what has happened before, will happen again; however, what has happened in the past can serve as a guide on what to expect. With 2022 having recorded a double-digit loss for investors, what should we expect for 2023 and beyond?
The Time is Now
At the time of writing, we’re looking at a sell-off of-22.8% in global equity markets; if you are invested in the right asset classes, with proper risk and portfolio management, the forward returns could be tremendous.
A Down Market in Perspective
Volatility and downturns are part and parcel of investing, and it happens more often than you think. As long as you are holding a diversified global portfolio, staying put throughout the turbulence would have given you a long-term return over 7% in SGD terms.
Important Lessons From a Humble Janitor
Janitor Robert Read amassed millions despite his meagre earnings. How did he do it?
How do you face a financial crisis?
As we face speculations about a coming crisis, how should investors respond?