In the movie Back to the Future II, Biff travelled back in time to give himself a copy of a sports book which listed the results of every major sporting event for 50 years. How often have we wished we had something similar for investing — would having such an object enable you to invest better though?

Panic selling not only locks in your losses but also puts you at risk for missing the market’s best days, and the impact of missing just a few of the market’s best days can be profound

It’s rare for annual market returns to be anywhere near its overall average. This doesn’t mean the calculations are wrong.