Whenever you have a sum of money to invest, there are many different things to consider. One decision that regularly stumps a lot of people is whether to put all of their money in at once, or to phase it in over time — essentially a form of dollar cost averaging.

There are many ways you can go about it , but here are a few simple ways you can to maximise your savings before 2023 arrives.

Human beings are wired to have emotions — but relying on them to guide decisions may not always pan out. Here are some steps you can take to help you set your emotions aside and build confidence in your investing approach, no matter how the markets are doing.

Congratulations! You’ve studied hard, completed your exams, and are now armed with your degree or diploma — what now?