Recent market weakness has many investors worried about what it could mean for their returns, but in the long run, sell-offs and the volatility that globally diversified investors face are just small speed bumps in your goal.

At the time of writing, we’re looking at a sell-off of-22.8% in global equity markets; if you are invested in the right asset classes, with proper risk and portfolio management, the forward returns could be tremendous.

As we look ahead to 2022, we continue to feel optimistic and happy with the markets. If anything, we have a renewed sense of confidence — our investment beliefs, tenets and philosophy have been tested on numerous occasions during the recent crisis and we are pleased to say that it has all held up well.

Panic selling not only locks in your losses but also puts you at risk for missing the market’s best days, and the impact of missing just a few of the market’s best days can be profound

Close calls, their consequential behavioural biases, periods of volatility, and some tips to attain some peace of mind.