Staying upright on a bike is much easier when you’re moving, and more enjoyable than frequently having to start and stop. Having discipline in a financial plan is not dissimilar; the ability to reach your destination can be positively impacted by building small, repeatable habits.

Large market losses may cause investors to fear that the whole year will end at a loss. But what does the evidence say?

As we face speculations about a coming crisis, how should investors respond?