When it comes to money, many don’t cater enough margin of safety. Just like buying travel insurance before a holiday, or having a wet-weather plan for an outdoor event, your financial plan should have some contingencies and room for unforeseen circumstances.

Cryptocurrencies have gained traction as one of the hottest and most speculative investments on the market. While there are stories of great and quick success, lawsuits involving angry crypto investors are piling up following the latest collapse of the wider crypto market.

The issue of an investor buying the “wrong product” and losing significant amounts of capital as a result is not a new one. Do you know whether your advisor is committed to working in your interest?