Strategies which reach for yield often lead to heightened volatility and magnified losses during times of market stress, and if emotions get the better of them, investors will inadvertently sell the assets at the worst possible time.

You don’t need superior intellect to be an intelligent investor. The best chance for investment success is to take ownership of your finances in a sensible way — with balance, discipline, and diversification.

Bank interest rates have been at rock bottom for years. Is this something investors should worry about?