Health Insurance
Medical costs can be very expensive and if unforeseen, can derail the best-thought-out financial plan. While we cannot predict the future, we can prepare for it. Guard yourself against these costs by ensuring that your protection provides the highest quality of available treatment. Through our strategic global partners, we offer a large array of customisable plans that can provide comprehensive coverage to both Singaporeans and expatriates from a wide range of countries.
Coverage
Hospitalisation & Surgery
Covers the cost of hospital stay and surgical expenses e.g. heart bypass. Includes pre- and post-hospital bills (e.g. X-ray, MRI, blood tests, physiotherapy, etc.)
Outpatient Care
Takes care of the costs when your condition does not require staying in the hospital e.g. kidney dialysis and chemotherapy. It can also cover consultation and treatment by general practitioners.
Specialist Care
If you require the expertise of a specialist, e.g. orthopaedic surgeon or gastroenterologist, this covers the cost of consultation, treatment, and procedures (e.g. colonoscopy).
Medishield Life, Integrated Shield, & Other Commercial Policies
Medishield Life Plan
Every Singaporean and Permanent Resident of Singapore are covered by Medishield for their entire life. This is an extremely basic coverage that only applies to hospitalisation bills and outpatient treatments like dialysis and chemotherapy.
Integrated Shield Plan
A supplementary policy that increases the coverage of Medishield — gives you access to higher-grade wards, choice of specialist doctors, and higher coverage (meaning you pay less out of pocket). Premiums typically depend on age.
Other Commercial Policies
For more extensive coverage outside of hospitalisation and outpatient treatments e.g. dental, vision care, health-screens, vaccinations, maternity, etc. other commercial policies can be purchased.
Schedule a Consultation
It may be difficult to decide on exactly what coverage you need. Schedule an appointment and we can review and assess what would be the optimal protection for you and your family.
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