GYC in the Media
2014
Top Fund Picks
3 November 2014 – The Edge
Investments have been volatile over the past few weeks, with global equity markets plummeting. However, various investment experts – including GYC's William Cai – believe this to be merely a correction, and provide recommendations of promising funds in the current market downturn.
How the Rich Invest
28 June 2014 – Channel News Asia
This episode of MoneyMind investigates the investment practices of the rich – do they do it differently from other investors? One of the financial experts interviewed was GYC's William Cai. Click on the link to find out more!
CPF rate debate
9 June 2014 – The Edge
Singaporeans have recently brought up worries about CPF interest rates, asking if they would be enough to compensate for inflation and give them enough for retirement. Several independent financial advisers – including GYC's William Cai – share their views.
2013
Henderson launches a global property income fund
15 April 2013 – The Edge
Henderson Global Investors launched a global property income fund that invests in real estate investment trusts (REITs) and listed property securities around the world. The fund's objective is to achieve stable dividends and give investors a gross yield of more than 5% per annum. AIA Singapore and GYC Financial Advisory are its distributors.
Growth-led inflation a boon to Reits: Expert
14 April 2013 – The Sunday Times
Fund manager Patrick Sumner believes that real estate investment trusts (REITs) in Singapore and the region will keep doing well in an environment of growth-led inflation. He sees a bullish outlook for global property markets and a continuing demand for property. Sumner believes that REITs are one of the most efficient means of having a diversified portfolio that provides investment income.
Henderson Global gets the Reit connections
10 April 2013 – The Business Times
Henderson Global Investors has launched an income fund comprising 75% real estate investment trusts (REITS) and 25% other listed property securities from around the world. The fund will be invested in retail properties, office, industrial, healthcare, and residential, and is meant to cater to the strong global demand for real estate assets.
Personal wealth: Top fund picks
5 March 2013 – The Edge
The Edge presents some of the top fund picks, incorporating advice from investment experts including GYC's William Cai.
Grow your wealth wisely
29 January 2013 – The Straits Times
Several industry experts including GYC's William Cai share their thoughts regarding five new investment products.
Asian bonds offer stability amid volatility
3 January 2013 – The Edge
Asian bonds have done well over the last few years, and experts think this stability is likely to continue. GYC's William Cai is quoted.
2012
Opt for Term Plans
26 September 2012 – The Business Times
Term plans provide a cheaper alternative for the under-insured, but come with inflation risk.
CPF Fund Investing
6 September 2012 – The Edge
The Edge discusses investing CPF funds. GYC's William Cai is quoted.
Global Bear Market At Our Doorstep? (PDF)
6 June 2012 – The Business Times
William Cai discusses the warning signs that signal a bear market is ahead. This article was published in The Business Times.
Making the best of leveraged investing? (PDF)
14-15 January 2012 – The Business Times
William Cai discusses the pros and cons of leveraged investing, and how to minimise damage when loss occurs. This article was published in The Business Times.
2011
The fallacy of buy and hold (PDF)
9 October 2011 – Professional Adviser
William Cai discusses the myth of buy-and-hold being the ideal investment strategy, and how a market-timing strategy would instead have produced better results in the last decade. This article was published in Professional Adviser.
Fund play on S-REITs
29 August 2011 – The Edge
The Edge discusses Singapore-listed REITs and if it is a good time to invest. GYC's William Cai is quoted.
When Blue Chips Give You The Blues (PDF)
13 Aug 2011 – The Business Times
William Cai discusses blue chip stocks, and cautions against picking them based on dividends while ignoring price. This article was published in The Business Times.
Estate Planning for the Wealthy
9 May 2011 – Professional Adviser
William Cai discusses why advisers and clients should be actively engaged in estate planning, as well as the potential conflicts that arise in estate distribution.
2010
Emerging markets guru Mobius struggles outside Asia
21 December 2010 – Reuters
Mark Mobius' Templeton Asian Growth Fund has seen much success in Asia, but less outside the region. GYC's William Cai weighs in.
IFA Market Going Strong
13 September 2010 – MoneyMind
The independent financial advisory market is thriving, with more and more high net worth individuals and the mass affluent seeking out financial advice. The article mentions GYC as one of the larger IFA firms in Singapore.
The case for actively-managed funds (PDF)
13 September 2010 – The Edge
William Cai questions the amount of active work done by managers of actively-managed funds.
Top ETF Plays
16 August 2010 – The Edge
Independent financial advisory firms and brokers provide recommendations on the best index-tracking funds to invest in. The article quotes William Cai from GYC.
UOBAM & GYC Launch 'All-Weather' Multi-Asset Fund
9 August 2010 – The Edge
UOB Asset Management and GYC Financial Advisory have jointly rolled out a multi-asset unit trust, available exclusively for GYC's clients. The Fund seeks to minimise risks and maximise potential returns through an asset allocation process that adapts to different stages of an economic cycle.
More Financial Products For Investors
2 August 2010 – TODAY
Investors trying to diversify their portfolios will have more products to choose from, one of them being the United G Strategic Fund, a joint collaboration between UOB Asset Management and GYC Financial Advisory.
2009
Is It Too Late Now To Pick Up Stocks?
25 October 2009 – The Sunday Times
Financial experts advise buying stocks in stages rather than all together. William Cai is quoted as one of the experts.
Opportunities for overseas land
13 October 2009 – PropertyGuru
Investing in overseas land is now more accessible to individual investors. GYC's William Cai is quoted.
2008
Invest Wise – When the bears are out (Video)
29 May 2008 – Channel News Asia
In this Channel News Asia segment, Goh Yang Chye, CEO of GYC, talked about bonds and how to invest wisely in the current bear market.
Opinions on 938Live – CPF (Audio file)
938Live spoke to GYC's CEO, Mr. Goh Yang Chye, in a radio interview about CPF LIFE.
Eye on the US Economy (PDF)
12 May 2008
The ability to recognise that there is a major shift of power in the years to come is important. GYC's CEO, Mr. Goh Yang Chye, comments on Prime Minister Lee Hsien Loong's May Day rally statement about how the US economy downturn will play out. Parts of this article were later featured in The Business Times.
Just How Important is Investment Time Horizon? (PDF)
April 2008
Dr. Rachael Tay talks about how time in the market, not timing the market, is key to growing one's capital. This article was published in Pulses Magazine.
Should you take a bite at these new offerings?
9 March 2008 – The Straits Times
GYC Financial Advisory recently launched the Everest Investment Portfolio, which unlike other portfolios comes with zero upfront fees or sales charges. Investors will only need to pay a 20% performance fee once the portfolio starts making money.
The Big B – the bottomline (PDF)
March 2008 – Wealth Magazine
GYC's Deputy CEO, Mr. Aw Choon Hui, shares his views on what corporations expect when sending executives on training. This article was extracted from Wealth Magazine.
Why Unit Trusts? (PDF)
March 2008
Dr. Rachael Tay takes a look at the advantages of using unit trusts as the sole or main allocation vehicle for equity investments. This article was published in Pulses Magazine.
Asset Allocation in a Nutshell (PDF)
January 2008
Dr. Rachael Tay discusses the key considerations in allocating among various asset classes. This article was published in Pulses Magazine.
Me & My Money – an interview with Dr. Rachael Tay
20 January 2008 – The Sunday Times
The Sunday Times interviewed GYC's Director of Corporate Financial Services, Dr. Rachael Tay, in a weekly segment titled "Me & My Money", published on 20 January 2008. They asked about Dr. Tay's investment philosophies, as well as the financial and insurance planning she had done for herself and her family.
2007
Money and Siblings
30 December 2007 – The Sunday Times
GYC's CEO Mr. Goh Yang Chye discusses giving loans to siblings. He was quoted in The Sunday Times.
Money and Parents
23 December 2007 – The Sunday Times
GYC's CEO Mr. Goh Yang Chye talks about why people should discuss finances with their parents before emergency situations make it necessary to do so under stress. He was quoted in The Sunday Times.
Everyone can build a million dollar nest egg (PDF)
November 2007 – The Business Times
GYC's CEO, Mr. Goh Yang Chye discusses investment strategies to build a million dollar nest egg. This article was published in The Business Times.
Learning to keep nest eggs golden
June 2007 – Keppelite (Keppel Group Newsletter)
GYC's Deputy CEO, Mr. Aw Choon Hui, led a one-hour seminar entitled "Building Your Wealth Through Safe Investing" for employees at the Keppel Group. He shared investment insights such as the importance of starting early, proper asset allocation, and creating a sustainable, long-term investment plan to serve one well in retirement.
Your Financial Adviser – Best Friend or Worst Enemy? (PDF)
4Q 2007 – iFAST Insight
GYC's Deputy CEO, Mr. Aw Choon Hui, discusses the traits of a good financial adviser vs a bad one, and how not to be taken advantage of by advisers who put their interests ahead of yours.
2005
Singapore Investors Newsletter
Oct '05 to Dec '05 – Securities Investors Association (Singapore) (SIAS)
GYC is thanked in the SIAS President's letter for our participation in the nation-wide "Financial Planning for Families" organised by SIAS, SCI and MoneySense.