A common question from clients is ‘Should I use my money to reduce debt now or should I start investing and saving first? Can I do both and at what cost?’ A plethora of self-help books and information online either declare debt as a deadly sin or heaven-sent. Let’s look at possible ways to think about it.

Having children can be amazing, but it can also be overwhelming. These are some financial tips to ensure that you’ve got you and your family covered.